How is the Your Retirement Number calculated?

We estimate the nest egg ("your number") needed to fund the income you want using a safe withdrawal rate, then the monthly contribution needed to reach it from where you are today.

What data and assumptions does it use?

Safe-withdrawal-rate concept (commonly ~4%) and standard future-value/sinking-fund formulas (public domain). Rates are shown, configurable assumptions.

Savings · Live reading

Your Retirement Number

The number you’re really aiming for. Move a dial — your result responds instantly.

Calibrate

Drag to set each value — estimates are fine.

Desired monthly income from savings

Monthly income you want your savings to provide.

Current savings

What you’ve saved so far.

Years until retirement

How long until you retire.

Withdrawal rate

How much of savings you draw per year (the “4% rule”).

Annual return

Expected yearly growth before retirement.

to your number

Your number

David Duston

Money Works Group

Turn this reading into a plan — a quick conversation is the fastest next step.

info@moneyworksgroup.com

What this means for you

Get a plain-English summary of your reading.

Levers that move this

Desired monthly income from savings
Current savings
Years until retirement
Withdrawal rate
Annual return

Drag these dials above to see the effect instantly.

Get your full report (PDF)

A personalized, advisor-branded breakdown — emailed to you.

By continuing you agree that Money Works Group may email you about your request and related education. Use the unsubscribe link in any email to stop at any time.

Track your progress over time

Save your reading and watch it change as you adjust your plan — create a free account in seconds.

Save my plan →

Also share my saved results with Money Works Group so they can help me plan

How this is calculated →

This is an educational estimate using a safe-withdrawal and return assumption shown with your results; it is not advice.